In a time when saving whenever possible is on a lot of our minds, it’s important to keep in mind that discounts on the homeowner’s policy for your Hillsborough County home can amount to large reductions in cost. Our friends at Baldwin Connelly in Tampa informed us today of quite a few options for credits from insurers like AIG and others. Below is just a sampling of some of the options for available savings.

Possible Credits For A Hillsborough County Home:

- Burglar & Fire Alarms
- Course of Construction Credit
- Guard Gated
- External Perimeter Security
- Wind or Hail Exclusion
- 24-Signal Continuity
- Sprinkler System With Flow Alarm
- Perimeter Protection Gate
- UI Approved Lightning Protection System
- Gas Leak Detector
- Full-time Caretaker
- Back-Up Electric Generator
- Residential Sprinklers
- Temperature Monitoring System
- Approved Storm Shutters
- Approved Impact Resist Glass
- Well Designed Plywood Shutters

In addition to these possible savings for your policy, additional portfolio credits for private collections and excess liability or flood coverage are also available.  Savings can also be found by means of safety equipment discounts on automobile coverage, and multi-car discounts.

Baldwin Connelly representatives also stressed the importance of having every Hillsborough County home, as well as those in Pinellas and Pasco counties, evaluated by performing a wind inspection.  This inspection, and the consequent filing of a Uniform Mitigation Verification form with your insurance provider, identifies the possible insurance savings available to you based on the current structure of your home.

For information on contacting Baldwin Connelly, please refer to the Smith & Associates Real Estate preferred vendor list.

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